T.C.
\nYARGITAY
\n11. HUKUK DA\u0130RES\u0130
\nE. 2022\/6005
\nK. 2024\/2430
\nT. 26.3.2024<\/p>\n
BANKACILIK H\u0130ZMETLER\u0130NDEN KAYNAKLANAN TAZM\u0130NAT \u0130STEM\u0130 ( Daval\u0131 Bankan\u0131n Uluslararas\u0131 Sistemden Kendisine Yasakl\u0131l\u0131k Listesinin Gelmemi\u015f Olmas\u0131na Ra\u011fmen Muhabir Banka \u0130le \u0130leti\u015fime Ge\u00e7ip Sa\u011fl\u0131kl\u0131 Bir Swift \u0130\u015fleminin Nas\u0131l Yap\u0131labilece\u011fi Konusunda Bilgi Edinilmesi Gerekti\u011fi\/\u0130lk Swift \u0130\u015flemi Sonu\u00e7lar\u0131n\u0131n Daval\u0131 Bankaca Takip Edilmedi\u011fi ve Buna Ra\u011fmen \u0130kinci Swift \u0130\u015fleminin de Kabul Edildi\u011fi Hususlar\u0131n\u0131n Daval\u0131 Bankan\u0131n Yap\u0131lan \u0130\u015flemlerde Kusurlu Oldu\u011funun G\u00f6stergesi Olmas\u0131na Ra\u011fmen Bilirki\u015fi Raporlar\u0131nda Bu Hususlar\u0131n De\u011ferlendirilmedi\u011fi – Yeni Bir Rapor Al\u0131nmas\u0131 Gere\u011fi )<\/p>\n
BANKANIN KUSURLU OLMASI ( Daval\u0131 Bankan\u0131n Uluslararas\u0131 Sistemden Kendisine Yasakl\u0131l\u0131k Listesinin Gelmemi\u015f Olmas\u0131na Ra\u011fmen Muhabir Banka \u0130le \u0130leti\u015fime Ge\u00e7ip Sa\u011fl\u0131kl\u0131 Bir Swift \u0130\u015fleminin Nas\u0131l Yap\u0131labilece\u011fi Konusunda Bilgi Edinilmesi Gerekti\u011fi\/Bu Konuda Hi\u00e7bir Aksiyon Almay\u0131p Amerika Birle\u015fik Devletleri Ambargosu Nedeni \u0130le \u0130\u015flemin Bloke Edilmesine Sebep Oldu\u011fu – Daval\u0131 Bankan\u0131n Yap\u0131lan \u0130\u015flemlerde Kusurlu Olmas\u0131na Ra\u011fmen Bilirki\u015fi Raporlar\u0131nda Bu Hususlar\u0131n De\u011ferlendirilmedi\u011fi\/Son Bilirki\u015fi Raporunu D\u00fczenleyen Heyetten veya Yeniden Olu\u015fturulacak Bilirki\u015fi Kurulundan Rapor Al\u0131nmas\u0131 Gere\u011fi )<\/p>\n
B\u0130L\u0130RK\u0130\u015e\u0130 RAPORU ( \u0130lk Swift \u0130\u015flemi Sonu\u00e7lar\u0131n\u0131n Daval\u0131 Bankaca Takip Edilmedi\u011fi ve Buna Ra\u011fmen \u0130kinci Swift \u0130\u015fleminin de Kabul Edildi\u011fi Hususlar\u0131n\u0131n Daval\u0131 Bankan\u0131n Yap\u0131lan \u0130\u015flemlerde Kusurlu Oldu\u011funun G\u00f6stergesi Olmas\u0131na Ra\u011fmen Bilirki\u015fi Raporlar\u0131nda Bu Hususlar\u0131n De\u011ferlendirilmedi\u011fi\/Son Bilirki\u015fi Raporunu D\u00fczenleyen Heyetten veya Yeniden Olu\u015fturulacak Bilirki\u015fi Kurulundan Rapor Al\u0131nmas\u0131 Gere\u011fi )<\/p>\n
6098\/m.115\/3<\/p>\n
\u00d6ZET: Uyu\u015fmazl\u0131k, bankac\u0131l\u0131k hizmetlerinden kaynaklanan tazminat istemine ili\u015fkin a\u00e7\u0131lan davada, davac\u0131n\u0131n EFT talimatlar\u0131n\u0131n al\u0131c\u0131ya ula\u015fmamas\u0131nda daval\u0131 bankan\u0131n kusurlu olup olmad\u0131\u011f\u0131 noktas\u0131nda toplanm\u0131\u015ft\u0131r.<\/p>\n
Her ne kadar dosya kapsam\u0131nda ald\u0131r\u0131lan bilirki\u015fi raporlar\u0131nda daval\u0131 bankan\u0131n kusurunun olmad\u0131\u011f\u0131 belirlenmi\u015f ise de uluslararas\u0131 bankac\u0131l\u0131k sisteminde swift i\u015fleminin hangi hallerde yasakl\u0131 ya da bloke i\u015flemine tabi oldu\u011funun davac\u0131n\u0131n bilme ihtimalinin olmad\u0131\u011f\u0131, sistem g\u00fcvenli\u011finin ve yasakl\u0131l\u0131k durumunun bankalarca temin edilmi\u015f olmas\u0131 ko\u015fulu da g\u00f6zetildi\u011finde daval\u0131 bankan\u0131n uluslararas\u0131 sistemden kendisine yasakl\u0131l\u0131k listesinin gelmemi\u015f olmas\u0131na ra\u011fmen muhabir banka ile ileti\u015fime ge\u00e7ip sa\u011fl\u0131kl\u0131 bir swift i\u015fleminin nas\u0131l yap\u0131labilece\u011fi konusunda bilgi edinilmesi gerekirken bu konuda hi\u00e7bir aksiyon almay\u0131p Amerika Birle\u015fik Devletleri ambargosu nedeni ile i\u015flemin bloke edilmesine sebep oldu\u011fu, ilk swift i\u015flemi sonu\u00e7lar\u0131n\u0131n daval\u0131 bankaca takip edilmedi\u011fi ve buna ra\u011fmen ikinci swift i\u015fleminin de kabul edildi\u011fi hususlar\u0131n\u0131n daval\u0131 bankan\u0131n yap\u0131lan i\u015flemlerde kusurlu oldu\u011funun g\u00f6stergesi olmas\u0131na ra\u011fmen bilirki\u015fi raporlar\u0131nda bu hususlar\u0131n de\u011ferlendirilmedi\u011fi anla\u015f\u0131lm\u0131\u015ft\u0131r. O halde, 6098 Say\u0131l\u0131 Kanun’un 115. maddesinin \u00fc\u00e7\u00fcnc\u00fc f\u0131kras\u0131 ve uluslararas\u0131 para transferi konusunda uygulamalar dikkate al\u0131narak son bilirki\u015fi raporunu d\u00fczenleyen heyetten veya yeniden olu\u015fturulacak bilirki\u015fi kurulundan rapor al\u0131nmas\u0131 ve an\u0131lan hususlar\u0131n de\u011ferlendirilerek sonucuna g\u00f6re karar verilmesi gerekirken aksine h\u00fck\u00fcm kurulmas\u0131 do\u011fru g\u00f6r\u00fclmemi\u015f, bozmay\u0131 gerektirmi\u015ftir.<\/p>\n
DAVA : Taraflar aras\u0131ndaki tazminat davas\u0131ndan dolay\u0131 yap\u0131lan yarg\u0131lama sonunda \u0130lk Derece Mahkemesince davan\u0131n reddine karar verilmi\u015ftir.<\/p>\n
Karar\u0131n davac\u0131 vekili taraf\u0131ndan istinaf edilmesi \u00fczerine, B\u00f6lge Adliye Mahkemesince istinaf ba\u015fvurular\u0131n\u0131n esastan reddine karar verilmi\u015ftir.<\/p>\n
B\u00f6lge Adliye Mahkemesi karar\u0131 davac\u0131 vekili taraf\u0131ndan temyiz edilmekle; kesinlik, s\u00fcre, temyiz \u015fart\u0131 ve di\u011fer usul eksiklikleri y\u00f6n\u00fcnden yap\u0131lan \u00f6n inceleme sonucunda, temyiz dilek\u00e7esinin kabul\u00fcne karar verildikten ve Tetkik H\u00e2kimi taraf\u0131ndan haz\u0131rlanan rapor dinlendikten sonra dosyadaki belgeler incelenip gere\u011fi d\u00fc\u015f\u00fcn\u00fcld\u00fc:<\/p>\n
KARAR : I. DAVA<\/p>\n
Davac\u0131 vekili dava dilek\u00e7esinde; m\u00fcvekkili taraf\u0131ndan 24.12.2015 tarihli EFT talimat\u0131 ile daval\u0131 banka \u015fubesi nezdinde bulunan hesab\u0131ndan 20.000,00 USD’nin Temyruk Russ\u0131a Trans-Taman-Expo Ltd. F\u0131rmas\u0131n\u0131n Kray\u0131nvestbank Krasnodart nezdinde bulunan hesab\u0131na, yine 13.01.2016 tarihli EFT talimat\u0131 ile ayn\u0131 al\u0131c\u0131, ayn\u0131 banka ve ayn\u0131 hesap numaras\u0131na 25.000,00 USD g\u00f6nderilmesi talimat\u0131 verildi\u011fini, m\u00fcvekkili \u015firket taraf\u0131ndan EFT talimatlar\u0131na konu al\u0131c\u0131 firma ile g\u00f6r\u00fc\u015fmelerinde mebla\u011flar\u0131n hesaplar\u0131na ula\u015fmad\u0131klar\u0131n\u0131n bildirildi\u011fini, daval\u0131 banka ile yapt\u0131klar\u0131 g\u00f6r\u00fc\u015fmelerde ise talimat al\u0131c\u0131s\u0131 hesab\u0131n\u0131n bu bankan\u0131n yasaklar listesine al\u0131nd\u0131\u011f\u0131n\u0131 ve bu nedenlerle EFT talimat\u0131na konu mebla\u011flar\u0131n al\u0131c\u0131 hesab\u0131na ula\u015ft\u0131r\u0131lamad\u0131\u011f\u0131 ve talimatlara konu paralar\u0131n Amerikan Hazinesine aktar\u0131ld\u0131\u011f\u0131n\u0131n bilgisinin verildi\u011fini, ilk talimat\u0131n\u0131n ak\u0131betinin daval\u0131 bankaca bilindi\u011fi halde ikinci talimat\u0131n\u0131n da daval\u0131 bankaca kabul edilerek ayn\u0131 ihmal ve kusurlu davran\u0131\u015flar\u0131 ile m\u00fcvekkili \u015firketin zarar\u0131na neden oldu\u011funu, yaz\u0131l\u0131 ve s\u00f6zl\u00fc t\u00fcm taleplere ra\u011fmen davaya konu talimatlar\u0131n\u0131n al\u0131c\u0131s\u0131na ula\u015ft\u0131r\u0131lamad\u0131\u011f\u0131n\u0131 ileri s\u00fcrerek talimatlara konu 24.12.2015 tarihli 20.000,00 USD, 31.01.2016 tarihli 25.000,00 USD olmak \u00fczere 45.000,00 USD toplam alaca\u011f\u0131n talimat tarihlerinden itibaren ticari en y\u00fcksek faizi ile birlikte tahsil edilece\u011fi g\u00fcnk\u00fc kur \u00fczerinden TL olarak daval\u0131dan tazminine karar verilmesini talep etmi\u015ftir.<\/p>\n
II. CEVAP<\/p>\n
Daval\u0131 vekili cevap dilek\u00e7esinde; davac\u0131 \u015firketin transfer yap\u0131lmas\u0131n\u0131 talebi \u00fczerine belirtilen hesaba g\u00f6nderilmek \u00fczere The Bank New York Mellon’la muhabirlik ili\u015fkisi kuruldu\u011funu ve para transferinin ger\u00e7ekle\u015ftirildi\u011fini, davac\u0131n\u0131n ikinci transferin iadesini istemesi \u00fczerine muhabir banka ile derhal ileti\u015fime ge\u00e7ildi\u011fini, muhabir bankan\u0131n 01.02.2016 ve 08.02.2016 tarihlerinde al\u0131c\u0131n\u0131n bankas\u0131 olan Kray\u0131nvestbank Krasnodart’\u0131n OFAC yapt\u0131r\u0131mlar\u0131 kapsam\u0131nda yer ald\u0131\u011f\u0131ndan bloke alt\u0131na al\u0131nd\u0131\u011f\u0131n\u0131n bildirildi\u011fini, m\u00fcvekkilinin davac\u0131 \u015firketin talimat\u0131n\u0131 uygulamakla y\u00fck\u00fcml\u00fc oldu\u011fu somut olayda transfer talimat\u0131n\u0131n aynen ger\u00e7ekle\u015ftirilerek \u00fczerine d\u00fc\u015fen t\u00fcm y\u00fck\u00fcml\u00fcl\u00fckleri yerine getirdi\u011fi, davac\u0131n\u0131n bir zarar\u0131 olu\u015ftuysa bunun tamamen kendi kusuru neticesinde ger\u00e7ekle\u015ftirildi\u011fini, uluslararas\u0131 yasakl\u0131l\u0131\u011f\u0131n tek bir liste veya tek bir veri ile tespit edilmedi\u011fini, di\u011fer bir ifade ile kesin bir liste bulunmad\u0131\u011f\u0131n\u0131, transferin yap\u0131ld\u0131\u011f\u0131 tarihte al\u0131c\u0131 bankan\u0131n yasakl\u0131l\u0131\u011f\u0131n\u0131n yay\u0131mlanmad\u0131\u011f\u0131n\u0131, ortada bir zarar dahi olmad\u0131\u011f\u0131ndan davan\u0131n reddi gerekti\u011fini savunarak davan\u0131n reddine karar verilmesini istemi\u015ftir.<\/p>\n
III. \u0130LK DERECE MAHKEMES\u0130 KARARI<\/p>\n
\u0130lk Derece Mahkemesi’nin yukar\u0131da tarih ve say\u0131s\u0131 belirtilen karar\u0131 ile al\u0131c\u0131 bankan\u0131n yasakl\u0131 oldu\u011funa dair 22.12.2015 tarihli listenin internette hangi tarihte yay\u0131nland\u0131\u011f\u0131n\u0131n bilinmedi\u011fi, bankalar\u0131n yasakl\u0131l\u0131k durumlar\u0131 ile ilgili \u00e7e\u015fitli zamanlarda farkl\u0131 listelerin yay\u0131nland\u0131\u011f\u0131, daval\u0131 bankan\u0131n al\u0131c\u0131 bankan\u0131n yasakl\u0131l\u0131k durumunu ara\u015ft\u0131rma g\u00f6revi bulunmad\u0131\u011f\u0131, ilk EFT i\u015fleminin yap\u0131ld\u0131\u011f\u0131 24.12.2015 tarihinden sonra, EFT konusu tutar\u0131n al\u0131c\u0131ya ula\u015f\u0131p ula\u015fmad\u0131\u011f\u0131n\u0131 tespit etme g\u00f6revinin davac\u0131ya ait olup tutar\u0131n ula\u015fmamas\u0131na ra\u011fmen ikinci kez ayn\u0131 banka hesab\u0131na havale i\u015flemi i\u00e7in talimat verilmesinde davac\u0131n\u0131n kusurlu oldu\u011fu, daval\u0131 bankan\u0131n, davac\u0131n\u0131n talimatlar\u0131 do\u011frultusunda para transferini swift sistemi ile ger\u00e7ekle\u015ftirerek arac\u0131l\u0131k g\u00f6revini yerine getirdi\u011fi ve havale al\u0131c\u0131s\u0131na bu tutar\u0131n ula\u015fmamas\u0131 nedeniyle ihmali veya kusuru bulunmad\u0131\u011f\u0131 gerek\u00e7esiyle davan\u0131n reddine karar verilmi\u015ftir.<\/p>\n
IV. \u0130ST\u0130NAF<\/p>\n
A. \u0130stinaf Yoluna Ba\u015fvuranlar<\/p>\n
\u0130lk Derece Mahkemesi’nin yukar\u0131da belirtilen karar\u0131na kar\u015f\u0131 s\u00fcresi i\u00e7inde davac\u0131 vekili istinaf ba\u015fvurusunda bulunmu\u015ftur.<\/p>\n
B. \u0130stinaf Sebepleri<\/p>\n
Davac\u0131 vekili istinaf dilek\u00e7esinde \u00f6zetle; h\u00fck\u00fcm kurulurken dava d\u0131\u015f\u0131 firma taraf\u0131ndan s\u00f6z konusu bedelin iadesine dair herhangi bir giri\u015fimde bulunulmad\u0131\u011f\u0131na, paraya el konularak iade edilmedi\u011fine ili\u015fkin beyanlar\u0131n\u0131n g\u00f6zard\u0131 edildi\u011fini, daval\u0131 bankan\u0131n ve banka \u00e7al\u0131\u015fanlar\u0131n\u0131n s\u00f6z konusu tutar\u0131n al\u0131c\u0131ya ula\u015fmamas\u0131nda tam kusurlu oldu\u011funu, dava konusu olayda m\u00fcvekkili \u015firketin EFT talimatlar\u0131n\u0131n \u015fube i\u015flemlerinin tamamlanmas\u0131ndan sonra daval\u0131 banka genel m\u00fcd\u00fcrl\u00fc\u011f\u00fcnce i\u015fleminin onaylanmas\u0131ndan \u00f6nce, muhabir bankan\u0131n i\u015flem yapma hakk\u0131n\u0131n k\u0131s\u0131tlanm\u0131\u015f oldu\u011funun ara\u015ft\u0131r\u0131ld\u0131\u011f\u0131n\u0131, k\u0131s\u0131tl\u0131l\u0131k durumunun bilindi\u011fini ve i\u015flemin onaylanmayarak iptali gerekmekte iken tam kusurlu davran\u0131larak m\u00fcvekkili \u015firket zarar\u0131na neden olduklar\u0131n\u0131, bankalar\u0131n g\u00fcvenilir kurum olmakla y\u00fck\u00fcml\u00fc olduklar\u0131n\u0131 bu nedenle ilk talimat\u0131n yerine ula\u015ft\u0131r\u0131lamad\u0131\u011f\u0131 konusunda uyar\u0131lmalar\u0131 gerekti\u011fini ve ikinci talimat\u0131n banka taraf\u0131ndan kabul edilmemesi gerekti\u011fini, fakat daval\u0131n\u0131n basiretli davranmad\u0131\u011f\u0131n\u0131 ve objektif \u00f6zen y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fc yerine getirmedi\u011fini, kusurunun ortaya \u00e7\u0131kmamas\u0131 maksad\u0131 ile g\u00fcveni de k\u00f6t\u00fcye kullanarak ikinci talebi de kabul etti\u011fini ve m\u00fcvekkilini iki kere zarara u\u011fratt\u0131\u011f\u0131n\u0131, basiretli i\u015f adam\u0131 gibi davranma ve objektif \u00f6zen g\u00f6sterme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcne uymayan taraf\u0131n daval\u0131 banka oldu\u011funu, m\u00fcvekkili firman\u0131n \u00fcretim ve ticaret yapan bir firma olmas\u0131 nedeniyle al\u0131nan yapt\u0131r\u0131m ve k\u0131s\u0131tlama kararlar\u0131n\u0131 kendilerine tebli\u011fi ve bildiriminin m\u00fcmk\u00fcn olmad\u0131\u011f\u0131n\u0131 belirterek karar\u0131n kald\u0131r\u0131larak davan\u0131n kabul\u00fcne karar verilmesini istemi\u015ftir.<\/p>\n
C. Gerek\u00e7e ve Sonu\u00e7<\/p>\n
B\u00f6lge Adliye Mahkemesi’nin yukar\u0131da tarih ve say\u0131s\u0131 belirtilen karar\u0131 ile dosya kapsam\u0131na, karar\u0131n dayand\u0131\u011f\u0131 delillerle, yasaya uygun gerektirici nedenlere, delillerin takdirinde bir isabetsizlik bulunmad\u0131\u011f\u0131, ileri s\u00fcr\u00fclen istinaf sebepleri dikkate al\u0131nd\u0131\u011f\u0131nda mahkemenin vak\u0131a ve hukuki de\u011ferlendirmesinde usul ve esas y\u00f6n\u00fcnden yasaya ayk\u0131r\u0131l\u0131k olmad\u0131\u011f\u0131 gerek\u00e7esiyle davac\u0131 vekilinin istinaf ba\u015fvurusunun esastan reddine karar verilmi\u015ftir.<\/p>\n
V.TEMY\u0130Z<\/p>\n
A. Temyiz Yoluna Ba\u015fvuranlar<\/p>\n
B\u00f6lge Adliye Mahkemesi’nin yukar\u0131da belirtilen karar\u0131na kar\u015f\u0131 s\u00fcresi i\u00e7inde davac\u0131 vekili temyiz isteminde bulunmu\u015ftur.<\/p>\n
B. Temyiz Sebepleri<\/p>\n
Davac\u0131 vekili temyiz dilek\u00e7esinde \u00f6zetle; istinaf sebepleriyle temyiz ba\u015fvurusunda bulunmu\u015ftur.<\/p>\n
C. Gerek\u00e7e<\/p>\n
1. Uyu\u015fmazl\u0131k ve Hukuki Nitelendirme<\/p>\n
Uyu\u015fmazl\u0131k, bankac\u0131l\u0131k hizmetlerinden kaynaklanan tazminat istemine ili\u015fkin a\u00e7\u0131lan davada, davac\u0131n\u0131n EFT talimatlar\u0131n\u0131n al\u0131c\u0131ya ula\u015fmamas\u0131nda daval\u0131 bankan\u0131n kusurlu olup olmad\u0131\u011f\u0131 noktas\u0131nda toplanm\u0131\u015ft\u0131r.<\/p>\n
2. \u0130lgili Hukuk<\/p>\n
6098 Say\u0131l\u0131 T\u00fcrk Bor\u00e7lar Kanunu’nun 115. maddesinin \u00fc\u00e7\u00fcnc\u00fc f\u0131kras\u0131.<\/p>\n
3. De\u011ferlendirme<\/p>\n
Dava, bankac\u0131l\u0131k i\u015flemlerinden kaynaklanan tazminat istemine ili\u015fkin olup her ne kadar dosya kapsam\u0131nda ald\u0131r\u0131lan bilirki\u015fi raporlar\u0131nda daval\u0131 bankan\u0131n kusurunun olmad\u0131\u011f\u0131 belirlenmi\u015f ise de uluslararas\u0131 bankac\u0131l\u0131k sisteminde swift i\u015fleminin hangi hallerde yasakl\u0131 ya da bloke i\u015flemine tabi oldu\u011funun davac\u0131n\u0131n bilme ihtimalinin olmad\u0131\u011f\u0131, sistem g\u00fcvenli\u011finin ve yasakl\u0131l\u0131k durumunun bankalarca temin edilmi\u015f olmas\u0131 ko\u015fulu da g\u00f6zetildi\u011finde daval\u0131 bankan\u0131n uluslararas\u0131 sistemden kendisine yasakl\u0131l\u0131k listesinin gelmemi\u015f olmas\u0131na ra\u011fmen muhabir banka ile ileti\u015fime ge\u00e7ip sa\u011fl\u0131kl\u0131 bir swift i\u015fleminin nas\u0131l yap\u0131labilece\u011fi konusunda bilgi edilnilmesi gerekirken bu konuda hi\u00e7bir aksiyon almay\u0131p Amerika Birle\u015fik Devletleri ambargosu nedeni ile i\u015flemin bloke edilmesine sebep oldu\u011fu, ilk swift i\u015flemi sonu\u00e7lar\u0131n\u0131n daval\u0131 bankaca takip edilmedi\u011fi ve buna ra\u011fmen ikinci swift i\u015fleminin de kabul edildi\u011fi hususlar\u0131n\u0131n daval\u0131 bankan\u0131n yap\u0131lan i\u015flemlerde kusurlu oldu\u011funun g\u00f6stergesi olmas\u0131na ra\u011fmen bilirki\u015fi raporlar\u0131nda bu hususlar\u0131n de\u011ferlendirilmedi\u011fi anla\u015f\u0131lm\u0131\u015ft\u0131r. O halde, 6098 Say\u0131l\u0131 Kanun’un 115. maddesinin \u00fc\u00e7\u00fcnc\u00fc f\u0131kras\u0131 ve uluslararas\u0131 para transferi konusunda uygulamalar dikkate al\u0131narak son bilirki\u015fi raporunu d\u00fczenleyen heyetten veya yeniden olu\u015fturulacak bilirki\u015fi kurulundan rapor al\u0131nmas\u0131 ve an\u0131lan hususlar\u0131n de\u011ferlendirilerek sonucuna g\u00f6re karar verilmesi gerekirken yaz\u0131l\u0131 \u015fekilde h\u00fck\u00fcm kurulmas\u0131 do\u011fru g\u00f6r\u00fclmemi\u015f, bozmay\u0131 gerektirmi\u015ftir.<\/p>\n
SONU\u00c7 : A\u00e7\u0131klanan sebeplerle;<\/p>\n
1. Temyiz olunan, \u0130lk Derece Mahkemesi karar\u0131na kar\u015f\u0131 istinaf ba\u015fvurusunun esastan reddine ili\u015fkin B\u00f6lge Adliye Mahkemesi karar\u0131n\u0131n ORTADAN KALDIRILMASINA,<\/p>\n
2. \u0130lk Derece Mahkemesi karar\u0131n\u0131n BOZULMASINA,<\/p>\n
Pe\u015fin al\u0131nan temyiz karar harc\u0131n\u0131n istek halinde ilgiliye iadesine,<\/p>\n
Dosyan\u0131n karar\u0131 veren \u0130lk Derece Mahkemesine, bozma karar\u0131n\u0131n bir \u00f6rne\u011finin karar\u0131 veren B\u00f6lge Adliye Mahkemesine g\u00f6nderilmesine, 26.03.2024 tarihinde oybirli\u011fiyle karar verildi.<\/p>\n
Kazanc\u0131 Elektronik ve Bas\u0131l\u0131 Yay. A.\u015e.ne ait Kazanc\u0131 Hukuk Otomasyon veritaban\u0131ndan al\u0131nm\u0131\u015ft\u0131r. \u00a9 T\u00fcm Haklar\u0131 Sakl\u0131d\u0131r<\/p>\n
\u200bDaval\u0131 Bankan\u0131n Uluslararas\u0131 Sistemden Kendisine Yasakl\u0131l\u0131k Listesinin Gelmemi\u015f Olmas\u0131na Ra\u011fmen Muhabir Banka \u0130le \u0130leti\u015fime Ge\u00e7ip Sa\u011fl\u0131kl\u0131 Bir Swift \u0130\u015fleminin Nas\u0131l Yap\u0131labilece\u011fi Konusunda Bilgi Edinilmesi Gerekti\u011fi\/\u0130lk Swift \u0130\u015flemi Sonu\u00e7lar\u0131n\u0131n Daval\u0131 Bankaca Takip Edilmedi\u011fi ve Buna Ra\u011fmen \u0130kinci Swift \u0130\u015fleminin de Kabul Edildi\u011fi Hususlar\u0131n\u0131n Daval\u0131 Bankan\u0131n Yap\u0131lan \u0130\u015flemlerde Kusurlu Oldu\u011funun G\u00f6stergesi Olmas\u0131na Ra\u011fmen Bilirki\u015fi Raporlar\u0131nda Bu Hususlar\u0131n De\u011ferlendirilmedi\u011fi\u00a0Hukuki Haber<\/p>","protected":false},"excerpt":{"rendered":"
T.C. YARGITAY 11. HUKUK DA\u0130RES\u0130 E. 2022\/6005 K. 2024\/2430 T. 26.3.2024 BANKACILIK H\u0130ZMETLER\u0130NDEN KAYNAKLANAN TAZM\u0130NAT \u0130STEM\u0130 ( Daval\u0131 Bankan\u0131n Uluslararas\u0131 Sistemden Kendisine Yasakl\u0131l\u0131k Listesinin Gelmemi\u015f Olmas\u0131na Ra\u011fmen Muhabir Banka \u0130le \u0130leti\u015fime Ge\u00e7ip Sa\u011fl\u0131kl\u0131 Bir Swift \u0130\u015fleminin Nas\u0131l Yap\u0131labilece\u011fi Konusunda Bilgi Edinilmesi Gerekti\u011fi\/\u0130lk Swift \u0130\u015flemi Sonu\u00e7lar\u0131n\u0131n Daval\u0131 Bankaca Takip Edilmedi\u011fi ve Buna Ra\u011fmen \u0130kinci Swift \u0130\u015fleminin de Kabul Edildi\u011fi Hususlar\u0131n\u0131n Daval\u0131 Bankan\u0131n Yap\u0131lan \u0130\u015flemlerde Kusurlu Oldu\u011funun G\u00f6stergesi Olmas\u0131na Ra\u011fmen Bilirki\u015fi Raporlar\u0131nda Bu Hususlar\u0131n De\u011ferlendirilmedi\u011fi – Yeni Bir Rapor Al\u0131nmas\u0131 Gere\u011fi ) BANKANIN KUSURLU OLMASI ( Daval\u0131 Bankan\u0131n Uluslararas\u0131 Sistemden Kendisine Yasakl\u0131l\u0131k Listesinin Gelmemi\u015f Olmas\u0131na Ra\u011fmen Muhabir Banka \u0130le \u0130leti\u015fime Ge\u00e7ip Sa\u011fl\u0131kl\u0131 Bir Swift \u0130\u015fleminin Nas\u0131l Yap\u0131labilece\u011fi Konusunda Bilgi Edinilmesi Gerekti\u011fi\/Bu Konuda Hi\u00e7bir Aksiyon Almay\u0131p Amerika Birle\u015fik Devletleri Ambargosu Nedeni \u0130le \u0130\u015flemin Bloke Edilmesine Sebep Oldu\u011fu – Daval\u0131 Bankan\u0131n Yap\u0131lan \u0130\u015flemlerde Kusurlu Olmas\u0131na Ra\u011fmen Bilirki\u015fi Raporlar\u0131nda Bu Hususlar\u0131n De\u011ferlendirilmedi\u011fi\/Son Bilirki\u015fi Raporunu D\u00fczenleyen Heyetten veya Yeniden Olu\u015fturulacak Bilirki\u015fi Kurulundan Rapor Al\u0131nmas\u0131 Gere\u011fi ) B\u0130L\u0130RK\u0130\u015e\u0130 RAPORU ( \u0130lk Swift \u0130\u015flemi Sonu\u00e7lar\u0131n\u0131n Daval\u0131 Bankaca Takip Edilmedi\u011fi ve Buna Ra\u011fmen \u0130kinci Swift \u0130\u015fleminin de Kabul Edildi\u011fi Hususlar\u0131n\u0131n Daval\u0131 Bankan\u0131n Yap\u0131lan \u0130\u015flemlerde Kusurlu Oldu\u011funun G\u00f6stergesi Olmas\u0131na Ra\u011fmen Bilirki\u015fi Raporlar\u0131nda Bu Hususlar\u0131n De\u011ferlendirilmedi\u011fi\/Son Bilirki\u015fi Raporunu D\u00fczenleyen Heyetten veya Yeniden Olu\u015fturulacak Bilirki\u015fi Kurulundan Rapor Al\u0131nmas\u0131 Gere\u011fi ) 6098\/m.115\/3 \u00d6ZET: …<\/p>","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-3269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hukukihaber"],"acf":[],"yoast_head":"\n